Terms of Service
Last Updated: January 2026
Welcome to Fourth and Data. By accessing or using our website or services (collectively, the "Service"), you agree to be bound by these Terms of Service. Please read them carefully.
1. Nature of Service
1.1 Information and Entertainment Only
Fourth and Data is a sports analytics and prediction platform that provides:
- NFL game predictions and win probability estimates
- Player prop analysis and projections
- Market edge calculations and betting analytics
- Historical performance data and statistics
Our Service is provided for informational and entertainment purposes only.
1.2 No Gambling Operations
Fourth and Data does not:
- Accept bets, wagers, or stakes of any kind
- Operate as a bookmaker, sportsbook, or betting exchange
- Handle, process, or facilitate any gambling transactions
- Pay out winnings or accept deposits
- Operate any gambling games or activities
We are an analytics and information service, not a gambling operator.
1.3 Not Financial or Professional Advice
The predictions, analyses, and information provided on Fourth and Data:
- Do not constitute financial, investment, or professional advice
- Should not be the sole basis for any betting or financial decisions
- Are probabilistic estimates that may be incorrect
- Are not recommendations or inducements to gamble
2. User Eligibility and Responsibilities
2.1 Age Requirement
You must be at least 18 years of age (or the legal gambling age in your jurisdiction, if higher) to access or use the Service.
2.2 Legal Compliance
You are solely responsible for:
- Determining whether sports betting is legal in your jurisdiction
- Complying with all applicable local, state, national, and international laws
- Ensuring your use of the Service does not violate any laws or regulations
Fourth and Data makes no representation that the Service is appropriate or available for use in any particular jurisdiction.
2.3 Responsible Gambling
If you choose to engage in sports betting based on information from our Service:
- You do so entirely at your own risk and discretion
- You should only bet amounts you can comfortably afford to lose
- You should be aware of the signs of problem gambling
- You should seek help if gambling becomes a problem
3. Intellectual Property
3.1 Ownership
All content, features, and functionality of the Service鈥攊ncluding but not limited to text, graphics, logos, algorithms, models, data compilations, and software鈥攁re the exclusive property of Fourth and Data and are protected by copyright, trademark, and other intellectual property laws.
3.2 Restrictions
You may not:
- Reproduce, distribute, or publicly display our content without permission
- Reverse engineer, decompile, or attempt to extract our algorithms or models
- Use automated systems to scrape, harvest, or extract data from the Service
- Resell, redistribute, or commercially exploit our predictions or analytics
- Remove or alter any copyright or proprietary notices
4. Disclaimer of Warranties
4.1 "As Is" Provision
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.
4.2 No Guarantee of Results
We make no warranty or representation that:
- Our predictions will be accurate or profitable
- The Service will meet your requirements
- The Service will be uninterrupted, timely, secure, or error-free
- Any errors in the Service will be corrected
4.3 Prediction Accuracy
While we strive for accuracy, all predictions are probabilistic estimates that:
- May be incorrect for any individual game or event
- Are based on historical data that may not reflect future outcomes
- Are subject to factors beyond our control (injuries, weather, officiating, etc.)
- Should not be relied upon as guarantees of any outcome
5. Limitation of Liability
5.1 Exclusion of Damages
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FOURTH AND DATA, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:
- Direct damages arising from your use of the Service
- Indirect, incidental, special, consequential, or punitive damages
- Financial losses including but not limited to money lost on bets or wagers
- Lost profits, revenue, or anticipated savings
- Loss of data or business interruption
- Any damages arising from reliance on predictions or information
5.2 Assumption of Risk
You expressly acknowledge and agree that:
- Sports betting involves significant financial risk
- You assume full responsibility for all betting decisions you make
- Fourth and Data is not responsible for any losses you may incur
- Past performance of our predictions does not guarantee future results
6. Indemnification
You agree to indemnify, defend, and hold harmless Fourth and Data, its officers, directors, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:
- Your use or misuse of the Service
- Your violation of these Terms
- Your violation of any applicable laws or regulations
- Any betting or gambling activities you engage in
- Any claims by third parties related to your use of the Service
7. Privacy
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
8. Modifications
We reserve the right to modify, suspend, or discontinue the Service at any time. We may update these Terms from time to time. We will notify you of material changes by posting the new Terms on this page. Your continued use of the Service after any changes constitutes acceptance of the new Terms.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.
10. Contact Us
If you have any questions about these Terms, please contact us at: contact@fourthanddata.com
By using Fourth and Data, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.